Financial Coaching
for Millennials and Gen Xers ready to do the work to make financial headway.
We provide financial coaching to Millennials and Gen Xers who not only want to change their financial situation but also believe they can. While you may not know how to make financial headway just yet, you know that with the right guidance, you’re capable of making the changes you want to see.
“Personal finance is 80% behavior and 20% head knowledge.”
—Dave Ramsey
Numbers change when people do.
Sure, you need to have a little financial know-how in order to weigh your options and make the decisions that will benefit you the most.
But it’s your day-to-day choices and habits that are going to have the biggest impact on your ability to take control of your finances.
Master your head knowledge and your habits with a personal financial coach who's been there.
We provide you with the financial education you need and guide you through the process of changing your money habits so that you go from knowing what to do to actually doing it.
But to make it work, you have to be just as invested in your financial success as we are.
How to Prepare for Financial Coaching
Above all, you need to be open to the process of financial coaching. We know it can be intimidating to get started with a financial coach. It can often feel vulnerable and perhaps even a bit scary.
But ultimately, you’re investing time and money into a personal financial coach—and we want to make sure you get the most out of it.
To us, being open and invested in financial coaching means that you are:
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You’re ready to prioritize your commitment to financial coaching with a desire to develop your financial behaviors. You’re prepared for our meetings and show up ready to engage.
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You’re hungry to learn. Knowledge is a huge step to improving your financial situation. You’re actively looking to expand your knowledge on all things money and finance so you can use that knowledge to make positive changes.
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You value honesty and are prepared to share. Finances are deeply personal, but we can only give you the best advice and actionable steps when you’re 100% honest, open, and transparent about everything that’s relevant to your financial life.
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You’re here to take action. You aren’t just here to listen and learn. Our clients are excited to implement and take the steps that build momentum—even if they’re scary or difficult.
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You're ready to be challenged, to push yourself using new ideas and strategies to reach your goals. Financial habits can be deeply ingrained and difficult to change, but developing healthy habits and pruning unhealthy ones is critical to financial success.
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You don’t give up. Anyone can win—including yourself. Even individuals who make mistakes can still win. It’s not possible to go through life without making mistakes. Don’t let the fear of failure prevent you from taking action.
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You embrace responsibility. Our clients are personally responsible for their destinies. We do not see ourselves as victims unable to make headway. You see yourself as directly responsible for your choices and that empowers you to make meaningful changes.
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You know it’s okay to be imperfect. Perfectionism is the enemy of progress. You’re willing to take imperfect action, even in the face of fear and resistance, to make progress. Because your dreams—your financial peace—is worth it.
Do you only offer personal financial coaching to Millennials and Gen Xers?
The short answer? No. We coach Millennials and Gen Xers because we believe this is where we can make the greatest impact.
But we also serve both younger and older individuals and couples looking for a personal financial coach who can help guide them toward more financial peace. The truth is, we’re a good fit for anyone who’s looking to transform their lives—one habit at a time—to achieve their financial goals.
Ultimately, as long as we share the same values, we’ll probably be able to help you make progress toward your financial goals.
Do I need to make a certain amount of money to work with you?
We aren’t financial advisors who manage investments on your behalf, so we don’t have any sort of account minimum to work with us.
However, we’re typically best suited to help individuals and couples making a minimum of $50,000 per year (depending on the cost of living in your location) up to about $750,000 in base annual earnings.
If your income is outside of this range but you still think you would benefit from financial coaching services, I encourage you to schedule a complimentary call to discuss your situation.
Still not sure if we’re a good fit?
If you’re struggling with at least one of these problems, we can help you get on track financially and find true financial peace:
You make good money, but you still find yourself living paycheck to paycheck.
You dream of one day being able to retire, but your retirement savings are… less than adequate.
You have a big goal like owning a home or paying off your mortgage early, but you just can’t seem to make headway.
You aren’t sure how much you’re spending each month, but you suspect it’s probably a lot.
You’ve realized how much you don’t know about your own financial situation—and you wish you knew more.
You make haphazard investing decisions—or you’re not investing at all!
You carry credit card or other consumer debt that you just can’t get a handle on, no matter how often you swear you’re going to cut your spending next month.
You make financial decisions solely based on the advice you hear from friends, family, and media influencers, but you aren’t sure if that advice is right for you.
You don’t know where you’d find the money to cover an unexpected expense.